When registering your car, it is essential to obtain Compulsory Third Party Liability (CTPL) insurance, also known as CTPL, to comply with legal requirements. Driving with an unregistered vehicle is illegal, and the Land Transportation Office (LTO) strictly enforces this rule. The registration process mandates a minimum insurance requirement called third-party liability (TPL), which must be met before your vehicle can be registered. While CTPL insurance fulfills the legal obligation and protects